![]() ![]() You may be able to get your car back after Exeter Finance repossesses it, but this ability will vary based on your loan agreement and payment history. ![]() Īdditionally, keep in mind that how quickly Exeter Finance repossesses your car will depend on where you live and the state laws regarding repossession. You can find out if you’re eligible by calling (800) 321-9637. Be aware interest will still accrue and this will prolong payments by the length of the extension. If eligible, you may be granted an extension. If you think you may be late on your upcoming payments, you should contact Exeter Finance immediately. Representatives were unable to share how many times Exeter Finance would attempt to contact a customer before physically repossessing the vehicle. Exeter Finance begins contacting customers by phone and email after the first missed payment, customer service representatives said. The representatives also told us that Exeter Finance typically handles repossessions on a case-by-case basis, depending on the customer’s specific loan agreement and payment history with the company. However, we spoke with customer service representatives at Exeter Finance who told us that in general, the company will begin repossession procedures after two consecutive missed payments. Exeter Finance Repossession PolicyĮxeter Finance does not publicize much information about its repossession policies. For more on Exeter Finance’s repossession policy, see below. If Exeter Finance repossesses your car, you may be able to get it back by making all back payments and paying the associated fees. NewDay Ltd is authorised and regulated by the Financial Conduct Authority with number 690292 and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (Ref no: 555318) for the provision of payment services.Exeter Finance generally begins car repossession procedures 80 days after a missed payment, but it handles all repossessions individually. Credit is provided by NewDay Ltd, a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. Authorised and regulated by the Financial Conduct Authority (FRN 724309). ![]() John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. John Lewis plc introduce the panel of carefully chosen providers in Bureau de Change products and services, whom each hold the appropriate licences with the Financial Conduct Authority and HMRC.įoreign Currency online from both John Lewis Finance and John Lewis & Partners is provided by First Rate Exchange Services Limited registration number 04287490 (Money Service Business licence number MLR-64068), whose registered office is at Great West House, Great West Road, Brentford, West London, TW8 9DF England. Registered in England (Registered Company Number 233462). Registered office: 171 Victoria Street, London SW1E 5NN. John Lewis Finance and John Lewis & Partners Bureau de Change are both trading names of John Lewis plc. Bureau rates on Saturday 17 June 2023, 08:00 ![]()
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